The program will give Ukrainians the opportunity to buy housing with a minimum down payment of 20% and loans for up to 20 years “on favorable terms.”
In Ukraine, a new state program for affordable lending “єОselya” was launched in test mode.
Now work is underway on its technical refinement for launch in the Diya application, reported at the Ministry of Economy.
“The mass launch of the program will take place in the second half of October. Then the service can be used in the Diya mobile application, and it will be possible to submit an application in a few clicks,” the message says.
It is noted that this program will give Ukrainians the opportunity to buy housing with a minimum down payment of 20% and loans up to 20 years “on favorable terms.”
Now five Ukrainian banks have joined the program and are ready to start issuing loans, namely:
🏦 “Sky Bank”
🏦 “Globus Bank”.
“This year, social categories will be able to become participants in the program: military and law enforcement officers; doctors; educators; scientists. From the beginning of 2023, all citizens who meet certain criteria will be able to apply to the ІОselya,” the Ministry of Economy added.
Affordable mortgage in Ukraine – what is known
Earlier, UNIAN reported that the government is launching the first stage of the Affordable Mortgage program in October, in which military personnel, employees of the security and defense sector, doctors, teachers, teachers and scientists of institutions of state and municipal forms of ownership will be able to take part.
Citizens of Ukraine aged 18 to 70 years old, solvent, who do not have housing or own real estate less than 52.5 sq. m (an additional 21 sq. m. for each next family member) and are not subject to sanctions.
The algorithm for participation in the program provides for filing an application through “Diya”, receiving a response from banks in “Diya” and choosing housing that is planned to be purchased on a preferential mortgage. Further, it will be necessary to conclude agreements with the bank and an agreement for the sale of an apartment.